Lending Services

Consumer Lending Mortgage Loan

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A First Bankers Trust Company Loan Officer will follow up to answer your questions.

Our goal is provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 217-228-8000.

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Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.858%  0.250%
20 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.646%  0.250%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.272%  0.000%
 Rate  APR  Points
 4.750%  4.865%  0.250%
Rural Development
Rural Development 30 Year Fixed
 Rate  APR  Points
 4.250%  4.830%  0.000%
Rural Development 30 year fixed with Grant
 Rate  APR  Points
 4.250%  4.836%  0.000%

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